Prohibited Products and Services

The list below shows all the products and services that are prohibited from using Vipps MobilePay payment services in direct integration models.

Fetish products
Adult content: Books, magazines, audio, videos, websites, streaming services and other content formats deemed of a pornographic or sexual nature, or offensive in any other way
Adult entertainment: Gentleman's clubs, topless bars, strip clubs, sexually oriented massage parlors, saunas, escort agencies or any sexually-related services

Credit repair and credit protection business
Debt consolidation and mortgage reduction/consulting services
E-wallet or e-money that can be monetized, re-sold or converted to physical and digital goods and services or otherwise exit the virtual world
Financial service or money service business, including but not limited to: traveler checks, money orders, foreign exchange, check cashing
virtual currencies, cash advances by non-financial institutes, money transfer, money remittance
Unlicensed financial advisors
Life insurance sales and services
Payday loans, unsecured loans and loans originating from financial institutions not covered by the deposit guarantee scheme
Provider or seller of open loop prepaid access / prepaid stored value (e.g., multi-brand gift cards)

Counterfeit products, replicas or IP infringements
Products designed to circumvent copyright protection techniques or to otherwise facilitate the unlicensed use of copyrighted materials
Essay mills, paper mills where the intent is to falsely submit documents as own work
Any product or service using the Vipps MobilePay's logo or other IP without express permission or in a way that creates reputation risk for Vipps MobilePay

Business investment opportunities operating as "get rich quick schemes"
Business models that use ransom or extortion-like practices
Business practices that are designed to evade excessive chargeback monitoring programs
Data Pass (Merchants up-selling or cross-selling products of other merchants and then sharing the cardholder data with the third-party or receiving cardholder data from third-parties)
Deceptive marketing tactics including, but not limited to: hidden disclosure, false or inaccurate claims, before/after claims, false endorsements, cancellation or refunds avoidance, pre-checked opt-ins, negative response marketing techniques, misappropriation of incentives, disproportionate rebates, offering a free prize, gift, sweepstake as an inducement to purchase a product or service
Fake references and other services or products that foster deception
Inbound telemarketing that receive calls as the result of postcard or mailings
Products or services that promote hate, violence, discrimination, terrorism, harassment or abuse in any shape or form
Multilevel marketing, pyramid selling, chain letters or other financial scams

Bail bonds and bankruptcy lawyers
Casual dating services
Malicious or deceptive social media business (e.g. click farms)
Cloud storage, VPN, file sharing, (high-risk) cyber lockers
Direct Marketing – Inbound telemarketing, outbound telemarketing and travel-related arrangement services, Insurance services, catalog merchants, door-to-door sales
Key-entry telecom merchant
Live-streaming services with in-app currency
Mail order spouse or international match-making services
Multi-level marketing
Pawn shops
Illegal products or services or any service providing peripheral support of illegal activities, including illegal gambling services
Telemarketing companies selling products or services as an agent for a third party

Illegal drugs, and tools specifically intended for the production of drugs, drug paraphernalia, illegal drugs, substances designed to mimic illegal drugs and / or other psychoactive products
Illegal products or services or any service providing peripheral support of illegal activities, including illegal gambling services
Paraphernalia, ingredients, manufacturing materials, websites or services connected to illegal or controlled substances (e.g. selling ingredients to create or grow drugs)

Binary options
High-risk securities such as: contract for difference (CFD), financial spread betting, initial coin offering (ICO), forex currency options trading, cryptocurrency options trading
Security brokers /investments of any kind including the purchase of: securities, currencies
derivatives, commodities, shares, options, precious metals, other financial instruments

Decryption and descrambler products and services, devices designed to block, jam or interfere with cellular and personal communications