Prohibited Products and Services

The list below shows all the products and services that are prohibited from using Vipps MobilePay payment services in direct integration models.


  • Fetish products
  • Adult content: Books, magazines, audio, videos, websites, streaming services and other content formats deemed of a pornographic or sexual nature, or offensive in any other way
  • Adult entertainment: Gentleman's clubs, topless bars, strip clubs, sexually oriented massage parlors, saunas, escort agencies or any sexually-related services

Financial businesses

  • Credit repair and credit protection business
  • Debt consolidation and mortgage reduction/consulting services
  • E-wallet or e-money that can be monetized, re-sold or converted to physical and digital goods and services or otherwise exit the virtual world
  • Financial service or money service business, including but not limited to: traveler checks, money orders, foreign exchange, check cashing
    virtual currencies, cash advances by non-financial institutes, money transfer, money remittance
  • Unlicensed financial advisors
  • Life insurance sales and services
  • Payday loans, unsecured loans and loans originating from financial institutions not covered by the deposit guarantee scheme
  • Provider or seller of open loop prepaid access / prepaid stored value (e.g., multi-brand gift cards)

Intellectual Property (IP)

  •  Counterfeit products, replicas or IP infringements
  • Products designed to circumvent copyright protection techniques or to otherwise facilitate the unlicensed use of copyrighted materials
  • Essay mills, paper mills where the intent is to falsely submit documents as own work
  • Any product or service using the Vipps MobilePay's logo or other IP without express permission or in a way that creates reputation risk for Vipps MobilePay

Marketing practices

  • Business investment opportunities operating as "get rich quick schemes"
  • Business models that use ransom or extortion-like practices
  • Business practices that are designed to evade excessive chargeback monitoring programs
  • Data Pass (Merchants up-selling or cross-selling products of other merchants and then sharing the cardholder data with the third-party or receiving cardholder data from third-parties)
  • Deceptive marketing tactics including, but not limited to: hidden disclosure, false or inaccurate claims, before/after claims, false endorsements, cancellation or refunds avoidance, pre-checked opt-ins, negative response marketing techniques, misappropriation of incentives, disproportionate rebates, offering a free prize, gift, sweepstake as an inducement to purchase a product or service
  • Fake references and other services or products that foster deception
  • Inbound telemarketing that receive calls as the result of postcard or mailings
  • Products or services that promote hate, violence, discrimination, terrorism, harassment or abuse in any shape or form
  • Multilevel marketing, pyramid selling, chain letters or other financial scams

Other products and services

  • Bail bonds and bankruptcy lawyers
  • Casual dating services
  • Malicious or deceptive social media business (e.g. click farms)
  • Cloud storage, VPN, file sharing, (high-risk) cyber lockers
  • Direct Marketing – Inbound telemarketing, outbound telemarketing and travel-related arrangement services, Insurance services, catalog merchants, door-to-door sales
  • Key-entry telecom merchant
  • Live-streaming services with in-app currency
  • Mail order spouse or international match-making services
  • Multi-level marketing
  • Pawn shops
  • Illegal products or services or any service providing peripheral support of illegal activities, including illegal gambling services
  • Telemarketing companies selling products or services as an agent for a third party

Regulated (non-financial) products and services

  • Illegal drugs, and tools specifically intended for the production of drugs, drug paraphernalia, illegal drugs, substances designed to mimic illegal drugs and / or other psychoactive products
  • Illegal products or services or any service providing peripheral support of illegal activities, including illegal gambling services
  • Paraphernalia, ingredients, manufacturing materials, websites or services connected to illegal or controlled substances (e.g. selling ingredients to create or grow drugs)

Securities and Trading

  • Binary options
  • High-risk securities such as: contract for difference (CFD), financial spread betting, initial coin offering (ICO), forex currency options trading, cryptocurrency options trading
  • Security brokers /investments of any kind including the purchase of: securities, currencies
    derivatives, commodities, shares, options, precious metals, other financial instruments


  • Direct or indirect purchase, sell or trade of cryptocurrency


  • Decryption and descrambler products and services, devices designed to block, jam or interfere with cellular and personal communications